Monthly Archives: September 2016

Alternate to Medicare: Medicare Advantage Plan

The first method of getting health care for the elderly that was founded by Lyndon Baines Johnson as part of The Great Society, was Medicare. It is an entitlement program that was ushered in by the rabid actions of the Progressive Movement to establish as many government, centralized programs as possible with which to entangle the citizens and run up the national debt on This was one of many programs that President Johnson signed into law during his one term presidency, perhaps as a distraction to an increasingly unpopular war, the Viet Nam Conflict. It had become his goal to open up the flood gates to giveaway programs for the people in general on all levels from socialized medicine for the elderly to Welfare for the poor. No longer would anyone in America be poor, according to LBJ.

The majority of elderly still sign up for the Original Medicare like InnovaCare Health and pay a Part B premium monthly, three months prior to their 65th birthday. However, about one third of Medicare eligible recipients sign up for Medicare Advantage Plans that also contract with the federal government. These insurance companies are paid a fixed amount by the government for each individual so they each can get their Medicare plan benefits. These types of plans are HMO’s PPO’s and PFFS. These plans also come in other shapes and sizes such as the SNP, the PSO and the MSA. From Special Needs to Medicare Medical Savings accounts these are a few of the other names for alternate Medicare accounts that can be enrolled in through insurance providers according to Penelope Kokkinides. Medicare is a part of these plans and a subscriber still has that coverage, making Part B premiums and Part A premiums still due on a monthly basis.

The Medicare Advantage Plan of InnovaCare Health also must have a cap to out of pocket maximums for its various plans. What is a nice feature about these plans is that they are very much the same rate as the Original Medicare plans but they often include dental and vision plans to go with them. Medicare Advantage will have its own premium on top of the others mentioned previously. The copayment that most of these plans require is usually around 10% which must be paid north priority. Read more on about Penelope Kokkinides.

No matter where the policy originates, it must pay the premiums or the problem and overdue on the plans and end up charged off. Similarly, these fixed payments are also known as co-payment. There are plans like InnovaCare Health that will only need to charge the cost of each service provision and the dental plan. The subscribers will always be responsible for the co pay whether it comes in a Medicare part A and B. Residence must be in the service area according to Rick Shinto. No one with end stage Renal Failure is eligible for Medicare Advantage Plans.

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Social Media Management

These days it is more important than ever to maintain a strong and positive reputation online for businesses and public personalities. One of the largest and most common ways that this is done aside from a personal website or blog, is through social media. However according to Online Reputation Reviews, there are so many social media platforms, that many times they management of these accounts often falls behind. It is no wonder with all of the day today and menial tasks that business owners and operators half to handle in order to keep their business up and running. However, that does not mean that it is not still very important to manage a businesses online reputation.
There are so many different social media platforms these days that managing a companies or persons social media presence alone can actually be a pretty large undertaking. When it comes to people specifically it’s become on Facebook, twitter, Pinterest as something that is purely personal. Many times people will post things like opinions, rants, or other deeply personal items and think that once they have posted it they will soon be forgotten. In many cases, this can be true. However, in many cases the things that we post online through social media, make a strong impression on others especially, potential customers. Of course there is nothing wrong with using social media platforms for personal use is in games, however it is also very important that a business owner or operator is also mindful of what they are doing online and through social media. They have to remember that everything that they do or say can be a reflection upon their business, their brand, and themselves as a person.

Social media platforms have become such a popular way of monitoring or gaining at least an initial perception of a stranger, that it has become a strong recommendation by experts that job applications or high school seniors carefully edit or monitor the image that they are portraying of themselves on social media. It has become very common for potential employers and colleges to scan through and applicant’s social media pages to try to gauge what kind of person they are and how they spend their personal time, as well as, how they project themselves to the public. Schools and employers often shy away from hiring someone that will willingly project a negative image of themselves, because they do not want that individual to project a negative image of their company or school.


Kenneth Goodgame Sales and Marketing Expert Makes the Difference

If you are in the business world and you aren’t familiar with the name Kenneth Goodgame, you should get acquainted. This is true especially if you work in retail in any capacity because you want to learn more about how to draw more customers and keep them. Marketing is just a part of what you do, but it’s a very important part. However, it’s vital that you not only have fair price points but that you give your customers a reason to return. This just one of the many reasons that Kenneth Goodgame is in the sights of those who are learning more about how to change their business for the better while earning a healthy profit.

Effective price point gaps are essential for the success of any retail business, and furthermore, it’s essential that you have a unique value proposition. Goodgame believes that if you aren’t creating real value then you can’t win the customer in the short-term or the long-term. Obviously, the markup is where you earn your profits, but there has to be a win-win way to do this for both you as the business and the customer.

Goodgame is known for his ability to make marketing effective both on the inside and the outside of the store. This is because he knows how to arrange products in a way that are appealing to the customers but they are also appealing to their budget. Merchandising plays a big role in the outcome of how your customer shops and Goodgame feels that this could happen much more efficiently than it has been in times past.

Goodgame has been highly regarded in the retail marketing and merchandising space having tremendous financial and business acumen to credit for his successful outcomes. Goodgame’s greatest hope is that he can increase productivity with employees as well as increase their morale while improving the customer experience as well as becoming profitable at a healthy level.

Raj Fernando, Scoutahead CEO

Raj Fernando is the CEO and founder of Scoutahead. Before founding Scoutahead, he was the CEO and founder of Chopper Trading.

While still in college, Fernando volunteered and started working for Chicago Mercantile Exchange, later on, his way up in numerous positions at the Board of Trade in Chicago from 1991 to 2002. In 2002, he commenced the Chopper Trading Company.

Under his steady leadership, the Chopper trading grew to more than 250 employees and started trading in Eurex, ICE, LSE, Nasdaq, Cantor Fitzgerald-escaped, CME, and ICAP-Brooketek.

Raj Fernando contributed to work done by the US commodity in Trading Features Commission (CFTC), supporting the mission to foster transparent, open, competitive, and the financially sound markets. In 2010, Fernando had the privilege to speak as one of the featured panelists on the discussion of the Commission on the disruptive trading practices.

In 2013, Mr. Fernando addressed an international audience of the stakeholders and media at the yearly Leader Exchange Rosenbelt Global Conference, as the exclusive forum in the industry.

In 2015, Mr. Fernando sold the company, Chopper Trading, to DRW Trading Group that is also a Chicago Based Trading Company.

In 2016, Mr. Fernando Launched the Internet Startup, Scoutahead, a firm that is designed to improve professional and corporate growth and production through advanced and secure communication systems. Fernando is the Chairman and CEO of Scoutahead.

Raj Fernando is also in support of numerous philanthropic activities in the United States. He is among the board of trustee members of the Chicago Symphony Orchestra and is serving on the boards of directors for Chicago’s PAWS, a no-kill animal shelter. Mr. Fernando is also in support of the Clinton Foundation, Big Brothers Big Sisters, Wounded Warriors of metropolitan Chicago.

Fernando is sitting on the board of directors serving the American Security Project, serves on the Foreign Policy Leadership Committee at the Brookings Institution, and is a member of the Chicago Council on Global Affairs. In 2011, he was appointed to the Advisory Board on International Security which advised Hilary Clinton, Secretary of State, but stepped sub sequentially down quoting extreme instability in global markets.

Eric Pulier Is The Best Person For Business Technology

Eric Pulier is the best person to work with on enterprise technology because it is focused on businesses that send employees into the field every day. I have used enterprise technology myself when I was working in a large school system. We had all our email forwarded to our phones, and we also had a chance to get information sent directly to our phones for our convenience. Eric Pulier started all this technology after he gave us another service that was amazing. He helped our kids with special needs get the adaptive technology they needed to succeed.

Enterprise technology helped us when we were going into the field because we could get documents on our phones, and now we have special apps for our email so that we can figure out what is going on with the students and the cases that we are working. I have been very happy with the way that these apps work, and I have read documents on my phone when someone sent them to me to get them handled right there.

I was also very happy to note that the kids who were using technology from Eric Pulier were still thriving to this day. I am actually using and interacting with more than one piece of technology that Eric Pulier created, and I love the way that it works. It makes me feel like I am in the middle of a technology boom, and I am so happy that I have been able to learn about his work.

Everyone who uses enterprise technology should thank Eric Pulier, and everyone who has a kid with special needs should do the same. His innovation has changed the world completely for all our students. We all get more out of every day because of the dedication that Eric Pulier showed us.

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Eric Pulier: The importance of philanthropy and giving back to the community

John’s Exemplary Leadership in Diversant

Diversant is among the companies in the country that offer streamlined recruiting services to thousands of clients. The company has a large pool of attractive opportunities for engaging work in high-profile companies in the whole country. Diversant is undoubtedly successful. The company is listed among the top fastest growing companies owned by minority group investors.

With Diversant, everything is about growth. At the height of its success is a team of brilliant individuals who have the expertise and the professionalism to offer IT staffing solutions to clients coming from different parts of the country. Also, at the height of its success is John Goullet, the company’s Principal. With the help of Gene Waddy and Jim Yoshimura, John Goullet has transformed Diversant into a multi-million dollar venture.

Goullet is a prominent name in the entrepreneurship circle. He is responsible for a number of highly successful IT projects in the staffing industry. Before he joined Diversant, John worked at Info Technologies, a company he co-founded in 1994. Info Technologies provided staffing solutions to over 450 companies from different parts of the country. His vast knowledge of emerging markets trends helped him grow the company to a net worth of $30 million in just five years. As a result, the company was listed as one of the fastest growing privately-owned ventures nationwide in Inc. Magazine. His desire to increase the market dominance for his firm made him merge with Diversant in 2010.

His work as the Principal of Diversant is a demanding job, but John has got the skills and experience to handle every challenge associated with the job profile. He is an important figure in Diversant when it comes to decision-making and strategic planning. Diversant leverages his skills and combined strength of the two companies to cement its market presence in an otherwise competitive US staffing industry. Goullet graduated from Ursinus College in 1983. Apart from Diversant, he is an affiliate of Wells Fargo, Bank of America and TIAA companies. Individuals with skills and a good personality like him are crucial, and any company would be proud to have him in its team of experts.

Highland Capital Management leading the way in Investment and Charity

Highland Capital Management is an investment firm headquartered in Dallas and with a worldwide presence with offices in strategic cities. The firm was founded in 1993 by two ambitious business persons, James Dondero and Mark Okada. The company is registered with the SEC as an investment advisor.

Highland Capital has a great reputation in making investments that post great returns. This was reflected in august 2016 in a move to sell 20,000 shares that they held in Pendrell Corporation.

This sale, which was a disposal of half of Highland’s stake in Pendrell Corporation, was influenced by the shares performing well throughout the year and gaining significantly in price. Experts in the company are believed to have seen the share price at its peak and decided to make a profit from their investment.

Pendrell Corporation is a company that facilitates, sells, and brokers the licensing of intellectual property rights. The company has had a great financial period signing several deals that have significantly increased the share price and the company’s value.

A deal that was signed in 2015 between Memory Technologies LLC-a subsidiary of Highland capital, and Toshiba was among the deals that have significantly increased the value of the company. A Deal with a big company like Toshiba is a show of confidence in the company’s work.

Dondero and his advisory team spotted this golden chance to profit and make Highland capital more successful thus initiated the trade. James has been a successful business person throughout his career. Through his relentless efforts, he has been able to achieve great success in the highly volatile industry that often depends on market speculation.

James began his financial career at University of Virginia where he graduated with a degree in accounting and finance. He has over 30 years’ experience in the credit markets. Before founding Highland Capital, he worked for several other investment firms.

Besides his business endeavors, he has also been financially supporting charity organizations that work to improve the living standards of people living in North Texas through the support of health, education and civic programs.


Talk Fusion Wins Communications Award for Product of the Year

Recently, Talk Fusion, a leader in the communications industry won an award for product of the year. This prestigious award, the Communications Solutions Product of the Year Award is slated to recognize those who design and implement the finest in technology for the communications industry. This year, the Technology Marketing Corporation (TMC), awarded this honor to Talk Fusion.

Those companies that develop the most innovative products and services in technology are nominated for this award. Industry leaders are those who continue to develop and perfect their technology while using it to serve over the last year. The use of the technology over the course of a year gives TMC the time it needs to survey and assess the quality and output of such products. Rich Tehrani, the CEO of TMC, has stated that only the best of the best are chosen to receive this award.

Talk Fusion’s latest improvement was the WebRTC technology. Face-to-face communication is now easier with Talk Fusion’s all-in-one video marketing solution, and it’s helping companies improve relationships while reducing travel expenses. Anyone can use this technology on any device they choose, including their smartphone, tablet, or personal computer. The full version went live in March 2016, and it continues to amaze business owners that are putting it to good use every day.

CEO Bob Reina has always had a tremendous vision for Talk Fusion and how to put it to good use, but he also knows how to improve upon his existing product. Reina started the company when he faced challenges sending larger files with images to his mother. Reina saw the need and then went to work to figure out how to solve the problem. His team is what he considers to be the absolute best for innovation and problem solving when it comes to technology.

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Town Residential is a real estate brokerage firm specializing in residential real estate. Since the company’s inception in 2010, it has become one of the premier New York luxury real estate services company. It prides itself on having excellent customer service. The growth and reach that Town Residential has achieved in the past five years are unparalleled. The company owes much of its success to its representatives who have done a tremendous job at the company. Town Residential has raised the bar of what is considered excellent in New York City, and that is quite astounding.

The company was founded in 2010 by Andrew Heiberger. He now serves as the company’s CEO and Co-Chairman. Mr. Heiberger also founded Citi Habitats, a brokerage firm that primarily focused on rental properties. He, however, sold it to NRT. The other Co-Chairman of Town Residential is Joseph Sitt. Sitt owns a real estate development firm, Thor Equities. Joseph also owns shares of Town Residential. In the firm’s journey of rapid growth, Town Residential absorbed a boutique brokerage firm named Thomas and Ingram that specializes in selling houses in the West Village. The firm was absorbed into Town Residential’s Meatpacking District’s office branch.

Luxury residential properties are an integral part of New York’s real estate market. This niche in the market is incredibly lucrative. The company’s representative have vast knowledge about the market. They do not only sales but also leasing of property and marketing. Town Residential has instituted a culture that puts their employees above all else. It seems to be doing the trick since the company has been receiving multiple accolades for its work in the New York real estate market. Their application of this philosophy is what makes them unique. Town Residential has been named as one of the top places to work in New York City; quite an accomplishment.

The young firm’s staff is exquisitely organized. They have an incredible sales department made up of about ten representatives. Their sales ability has contributed much to the success of the firm. The company also has a ‘New Developments’ department that is responsible for marketing and updating the firm of new luxury residential properties in New York City. The company also has a leasing department, a commercial department, a marketing department and a corporate and creative department. They have a dynamic executive team made up of the CEO and Chief Operating Officer, Jacqueline Pastana. Some departments are larger than others, but they all work in unison to accomplish the firm’s goals and objectives.

Town Residential’s leadership by Andrew Heiberger has been passionate, strategic and exemplary. It has taken a lot of courage for his staff to follow his lead but he has steered them in the right direction. The way the firm treats its employees is a model for other companies to emulate and with the success that Town Residential has had over the past few years, it will inevitably be copied. Town Residential’s success will undoubtedly stretch far into the future since the company is founded and driven on by timeless business principles.